Social Security benefits are paid monthly to people who are disabled or unable to work to help them cover essential living costs, such as rent or mortgage, utilities, and food.
The Social Security Administration has a Social Security benefit payment schedule in place so that people who receive benefits know when they will receive them.
It is important for anyone receiving Social Security benefit payments in July 2024 to know the Social Security benefit payment schedule. Knowing when your benefits will arrive will make it easier for you to create a monthly budget and ensure your bills are paid on time.
Social Security disability benefits are just one type of benefit that people receive. It is possible to receive Social Security disability benefits and still be eligible for other benefits from the Social Security Administration. The different types of Social Security benefits are:
Retirement benefits
Social Security retirement benefits are available to anyone who has worked and paid into Social Security through wage deductions. You must have earned at least 40 work credits in your working years to qualify for Social Security retirement benefits.
You can begin receiving Social Security pensions at age 62, but you will not receive the full benefit amount if you do. To get the maximum benefit amount, you must wait until you are 70 years old.
If you were a stay-at-home spouse who did not work, you may be eligible to receive Social Security retirement benefits based on your spouse’s income. If you are divorced now, but were married for at least 10 years and have not remarried, you can claim Social Security retirement benefits based on your former spouse’s earnings.
Disability Benefits (SSDI)
SSDI or Social Security disability benefits are available to anyone who has worked but cannot do so now because they have a medical condition that makes it impossible for them to work. To be approved for Social Security disability benefits, you will need to (1) properly apply for benefits and (2) prove to the SSA that you have a medical condition that they recognize as disabling.
There are more than 200 different physical and mental illnesses and conditions that qualify for Social Security disability benefits. You can find a list of all the conditions recognized by the SSA and the requirements you must meet to obtain disability benefits with those conditions on the SSA website in the Blue Book.
Supplemental Security Income (SSI)
SSI or Supplemental Security Income is a benefit paid to adults who have never been able to work due to a disability or medical condition. Children can apply for SSI just before they turn 18 so they can take care of themselves financially.
If you are the parent of a disabled or seriously ill child, you can apply for SSI on your child’s behalf. But you must use SSI money only for the child’s expenses and document how the money is spent.
If you are a parent applying for benefits on behalf of a child, you will need to prove that your household income is less than the income set by the SSA. When he applies for SSI, he must submit a W-2 or tax return for each adult in the household who works full time to show the total household income.
Survivor benefits
When a worker dies, his or her spouse and children may be entitled to survivor benefits. Children can receive survivor benefits if they are under 18 or over 19 and still in high school, or if they are adults who became disabled before turning 22. Adopted children and stepchildren also qualify for survivor benefits.
Spouses age 50 or older and disabled can receive survivor benefits. Spouses who are 60 or older and not disabled may also qualify for survivor benefits. If the parents of a deceased worker are elderly and depend on the worker for 50% or more of their income, they may also qualify for survivor benefits.
The Social Security benefit schedule for 2024 doesn’t change much from month to month. This is because the schedule is determined by the type of benefit you receive and the date of birth of the person in whose name the benefit is.
If you receive benefits for yourself, your Your benefit payment date will be based on your date of birth.. However, if you receive survivor benefits, The date of payment of the benefit will depend on the date of birth of the deceased worker.
If you receive SSI for yourself or a child, you will always receive SSI at the beginning of the month, regardless of your date of birth or the date of birth of the child.
Social Security benefit payment dates for July 2024 fall on:
- Tuesday July 1
- Thursday July 3
- Wednesday, July 10
- Wednesday, July 17
- Wednesday, July 24
Depending on what your date of birth is in the month you were born and what type of benefit you are receiving, if you are due to receive Social Security benefits, you will receive them on one of those dates.
July 2024 SSI benefit payment dates. If you receive SSI, you will receive your July 2024 SSI payment on Tuesday, July 1.
July 2024 payment dates for people receiving Social Security and SSI retirement benefits. If you receive SSI and Social Security retirement benefits, or if you started receiving SSI before 1997, you will receive your July 2024 SSI payment on Thursday, July 3.
July 2024 Payment dates for all other Social Security benefits. And, for anyone receiving other types of Social Security benefits, the July 2024 Social Security benefit payment schedule is:
- Wednesday, July 10 – If your date of birth is from the 1st to the 10th of the month.
- Wednesday, July 17 – If your date of birth is between the 11th and 20th of the month.
- Wednesday, July 24 – If your date of birth is the 21st -31st of the month.
If you’re not sure what date your benefits should arrive, you can also check your account on the Social Security Administration website.
In the past, the Social Security Administration (SSA) gave people the option of receiving a paper check or having their benefits deposited directly into their bank accounts. Now the SSA only does direct deposits. The Social Security Administration no longer sends physical checks to benefit recipients.
If you don’t have a bank account or don’t want to use a bank account, your Social Security benefit money can be deposited directly to the SSA Direct Express® Card. You must register for the Direct Express® card at the SSA website and choose to have your money deposited to the card.
You can use the Direct Express® card as a debit or credit card. It can be used to pay bills directly or to withdraw cash at an ATM. If you have your funds deposited in your bank account or on a Direct Express® card, they should arrive the morning you are expected to receive them.
The amount of money you receive for your monthly Social Security benefit should be the same as in previous months. Cost-of-living adjustments are only made once a year, at the beginning of the year, so the benefit amount should remain the same through 20225.
Sometimes holidays can affect the timing of Social Security benefits. There is a major holiday in July, the Fourth of July Independence Day holiday, but that should not affect the payment of Social Security benefits. You should receive your Social Security benefits in July 2024 on time.
If you want to check what date you can expect payment of your Social Security benefits, the best way to do so is to log into your account on the Social Security Administration website and view your account information. Your benefit payment date should be there. You can also call SSA or email them if you have questions about the payment date for your 2024 Social Security benefits.
Managing your money can be a challenge when you only receive benefits once a month. Many people have trouble figuring out how to make their benefits last an entire month until they receive another benefit payment. Some tips that can help you take advantage of its benefits are:
- Get on-budget billing plans if your utilities offer them. That way, you’ll know exactly how much money you’ll have to pay for your utilities each month.
- Plan your meals weekly and shop based on deals so you can get the most food for your money.
- Stock up on pantry staples when they’re on sale, like flour, sugar, and whole-grain ingredients. If money is running out before your next pay date, you can use those pantry staples to make some nice meals.
- Set aside money for emergencies. When you receive your benefit payment, put some of it in a savings account or use your Direct Express® card to withdraw some cash and save it to help if things get tough at the end of the month.
There are many online tools and resources that can help you find new ways to manage your monthly benefit payments effectively. You can join groups on Facebook and other social networks where people share advice on everything from cooking to covering household emergencies, when you only get paid one month.
If your benefits do not arrive on time, call the SSA immediately to find out if there is a problem with your benefits. You can call the SSA toll-free number at 1-800-772-1213 (TTY 1-800-325-0778), or you can also contact your local social security office.
If you receive SSI, you should always receive your 2024 SSI payment on the first day of the month or the Friday before the first if the first day falls on a weekend or holiday.
If you receive any other type of Social Security benefit payment, the payment date for those benefits is based on your date of birth. You can check the payment date for your specific Social Security benefit in your My SSA account.
If you are waiting for your SSDI because your disability application has not yet been approved, you should speak with a disability attorney. Getting your SSDI application approved can be a slow process because it is complicated. Working with a disability attorney is a good way to make the process easier.
A disability attorney can help you understand the application process, tell you how (and help you) complete the application documents, and advise you on what documentation you should include with your application to increase your chances of approval.
Disability attorneys work on a contingency basis, meaning you do not have to pay a disability attorney anything upfront to speak with them and/or get help from them.
Additionally, disability attorneys are not paid until the SSA approves your application. And your fee is paid directly by the SSA, so you never have to pay out of pocket or up front.
Complete a free case evaluation now to connect with an independent disability attorney who can answer your questions and offer advice on your particular case.
